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Buying Renting


According to RICS research, a quarter of all homebuyers who fail to have a survey before buying a property are forced to make unplanned building works after their purchase. The average bill for these works, such as damp proofing or repairing a roof, is over £1,800 - but the cost can be much higher.

A common misconception is that a mortgage lender's valuation report represents a survey. In fact, it is merely a valuation carried out on the mortgage lender's behalf and is not designed to highlight any potential problems with the property. By commissioning a home survey, any structural problems or urgent defects are highlighted, enabling the buyer to make an informed decision before committing to the property.

The RICS Condition Report is a new home survey which is both simple and affordable. Designed for newer properties and conventional homes, it provides a clear report on the condition of the property, plus details of urgent faults and advice for legal advisors. It does not provide an additional valuation, but sits alongside a mortgage valuation. Alongside the Condition Report, RICS offers additional surveys, tailored to the type and age of a property:

* RICS Condition Report: A clear, concise picture of the property with 'traffic light' ratings. It shows the condition of the property, offers advice to legal advisors and highlights details of any urgent defects. The lowest priced of the surveys; it is aimed at conventional properties and newer homes.

* RICS HomeBuyer Report: Contains all the features of the Condition Report, plus a market valuation and insurance rebuild costs. It also includes advice on defects that may affect the value of the property with repairs and ongoing maintenance advice.

Simon Calder MRICS, Chartered Surveyor at Calders Residential with over 35 years local experience,  comments "when making one of the biggest investments of your life, it pays to be prepared. Nobody wants to be left with a home that needs extensive repairs or one they can't sell on. By having a survey you'll be armed with information on the condition of the property which puts you in a stronger position to decide whether to proceed with the purchase, or negotiate a better deal”

Simon is always happy to discuss your survey requirements before commissioning him to undertake a report and is always prepared to advise on his findings after you have had time to digest the report. Please call us on 01827 66686 or email